A complete health plan offers broad coverage for medical services, typically encompassing preventative care, doctor visits, hospital stays, prescription drugs, and often specialized treatments such as mental health and physical therapy. For example, a plan that covers routine check-ups, emergency room visits, and a significant portion of the cost of a major surgery could be considered a complete plan.
This type of health coverage helps protect individuals and families from substantial financial risk associated with unexpected or ongoing healthcare needs. The breadth of coverage can lead to better health outcomes by encouraging individuals to seek necessary medical attention without fear of excessive out-of-pocket expenses. Historically, the desire for financial security against illness-related costs has driven the development and evolution of these extensive health benefits packages.
